American Express® Platinum Travel Credit Card on Insurance premiums
No. The American Express® Platinum Travel Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#94 of 149
Annual fee
₹5,000 + Taxes
What to know before you pay on Insurance premiums
How it works
About 1% on spends; most of the value is in the milestone rewards, which were cut in 2026. New applications have been reported paused since March 2025.
Caps & rules
- 1 Membership Rewards point per ₹50.
- Milestones from 10 Sep 2026: 10,000 bonus points at ₹4 Lakh and a ₹20,000 Taj Experiences voucher at ₹7 Lakh annual spend (the ₹1.9 Lakh bonus was removed).
- Lounge access from 1 Oct 2026 needs ₹1 Lakh spend in the previous quarter.
No rewards on
Fuel, utilities, insurance, EMI conversions, cash
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Questions
Does the American Express® Platinum Travel Credit Card give rewards on Insurance premiums?
No. The American Express® Platinum Travel Credit Card earns no rewards on Insurance premiums.
Is there a limit on American Express® Platinum Travel Credit Card rewards?
1 Membership Rewards point per ₹50. Milestones from 10 Sep 2026: 10,000 bonus points at ₹4 Lakh and a ₹20,000 Taj Experiences voucher at ₹7 Lakh annual spend (the ₹1.9 Lakh bonus was removed). Lounge access from 1 Oct 2026 needs ₹1 Lakh spend in the previous quarter.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The American Express® Platinum Travel Credit Card ranks #94 of 149 cards we compared, by what each returns after caps.