Axis Bank ATLAS Credit Card on Insurance premiums
No. The Axis Bank ATLAS Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
2%
Rank for Insurance premiums
#95 of 149
Annual fee
₹5,000 + Taxes
What to know before you pay on Insurance premiums
How it works
5% only on direct airline/hotel bookings and Travel EDGE. MakeMyTrip, Cleartrip and Goibibo earn 2%.
Caps & rules
- 5 EDGE Miles per ₹100 on Travel EDGE, direct airline and direct hotel spends, on up to ₹2 Lakh per month (2 per ₹100 after that).
- Online travel agencies (MakeMyTrip, Cleartrip, Goibibo) earn only 2.
- 1 EDGE Mile = ₹1, or 2 partner points (transfers capped at 1,50,000 miles a year).
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 5 EDGE Miles per ₹100 on direct airline, hotel and Travel EDGE bookings: max 10,000 EDGE Miles per month
- 2 EDGE Miles per ₹100 on other spends: No limit
- Miles transferred to airline and hotel partners: max 1,50,000 EDGE Miles per calendar year
No rewards on
Utilities & telecom (except the card's own bill channel), rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Checked 2026-09-27 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
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#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the Axis Bank ATLAS Credit Card earns more
Questions
Does the Axis Bank ATLAS Credit Card give rewards on Insurance premiums?
No. The Axis Bank ATLAS Credit Card earns no rewards on Insurance premiums.
Is there a limit on Axis Bank ATLAS Credit Card rewards?
5 EDGE Miles per ₹100 on Travel EDGE, direct airline and direct hotel spends, on up to ₹2 Lakh per month (2 per ₹100 after that). Online travel agencies (MakeMyTrip, Cleartrip, Goibibo) earn only 2. 1 EDGE Mile = ₹1, or 2 partner points (transfers capped at 1,50,000 miles a year). Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Axis Bank ATLAS Credit Card ranks #95 of 149 cards we compared, by what each returns after caps.