Axis Bank Horizon Credit Card

Axis Bank Horizon Credit Card on Insurance premiums

No. The Axis Bank Horizon Credit Card earns no rewards on Insurance premiums.

On Insurance premiums

0%

Other spends

2%

Rank for Insurance premiums

#109 of 149

Annual fee

₹3,000 + Taxes

What to know before you pay on Insurance premiums

How it works

5% on direct airline bookings (like IndiGo) and Travel EDGE, 2% elsewhere, at ₹1 per EDGE Mile on Travel EDGE. Travel sites like MakeMyTrip get only 2%. Utilities, insurance and rent earn nothing.

Caps & rules

  • 5 EDGE Miles per ₹100 on Travel EDGE and direct airline websites, 2 per ₹100 on other spends.
  • 1 EDGE Mile = ₹1 on Travel EDGE, or transfer to airline partners (capped at 5,00,000 miles a year).
  • 5,000 miles welcome bonus.
  • ₹3,000 fee.

Reward limits

  • 5 EDGE Miles per ₹100 on airlines and Travel EDGE: No limit
  • 2 EDGE Miles per ₹100 elsewhere: No limit

No rewards on

Utilities, fuel, insurance, rent, wallet loads, government, tolls (from 28 Aug 2026)

Checked 2026-10-11 · Bank terms

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Cards that earn more on Insurance premiums

Where else the Axis Bank Horizon Credit Card earns more

Air India 5% Akasa Air 5% IndiGo 5%

Questions

Does the Axis Bank Horizon Credit Card give rewards on Insurance premiums?

No. The Axis Bank Horizon Credit Card earns no rewards on Insurance premiums.

Is there a limit on Axis Bank Horizon Credit Card rewards?

5 EDGE Miles per ₹100 on Travel EDGE and direct airline websites, 2 per ₹100 on other spends. 1 EDGE Mile = ₹1 on Travel EDGE, or transfer to airline partners (capped at 5,00,000 miles a year). 5,000 miles welcome bonus. ₹3,000 fee.

Which credit card is best for Insurance premiums?

PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Axis Bank Horizon Credit Card ranks #109 of 149 cards we compared, by what each returns after caps.

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