Axis Bank My Zone Credit Card on Insurance premiums
No. The Axis Bank My Zone Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.4%
Rank for Insurance premiums
#135 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Insurance premiums
How it works
Points are low (0.4%). Offers not shown as %: ₹120 off Swiggy food orders, BOGO on District movies, Cleartrip 7% flights / 18% hotels once a month.
Caps & rules
- 4 EDGE Reward Points per ₹200.
- Main value is offers, not points: flat ₹120 off on Swiggy food delivery, buy-one-get-one on District movie tickets, 7% off flights and 18% off hotels on Cleartrip once a month each.
- From 1 Apr 2026: 1,000 bonus points on ₹1.5 Lakh annual spend (Sony LIV renewal benefit ended).
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 4 EDGE Reward Points per ₹200: No limit
No rewards on
From 1 Apr 2026: movies, fuel, insurance, utilities and telecom, rent, wallet loads, jewellery, education, government. Also gift cards, tolls (from 28 Aug 2026), EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Questions
Does the Axis Bank My Zone Credit Card give rewards on Insurance premiums?
No. The Axis Bank My Zone Credit Card earns no rewards on Insurance premiums.
Is there a limit on Axis Bank My Zone Credit Card rewards?
4 EDGE Reward Points per ₹200. Main value is offers, not points: flat ₹120 off on Swiggy food delivery, buy-one-get-one on District movie tickets, 7% off flights and 18% off hotels on Cleartrip once a month each. From 1 Apr 2026: 1,000 bonus points on ₹1.5 Lakh annual spend (Sony LIV renewal benefit ended). Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Axis Bank My Zone Credit Card ranks #135 of 149 cards we compared, by what each returns after caps.