Axis Bank Privilege Credit Card on Insurance premiums
No. The Axis Bank Privilege Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#114 of 148
Annual fee
₹1,500 + Taxes
What to know before you pay on Insurance premiums
How it works
Flat 1%: 10 EDGE points per ₹200 at ₹0.20 each. 10,000 bonus points at ₹2.5 Lakh annual spend.
Caps & rules
- 10 EDGE REWARD points per ₹200 on domestic and international spends.
- 10,000 bonus points (worth ₹2,000) on ₹2.5 Lakh spend in a card year.
- Fee of ₹1,500 waived at ₹5 Lakh.
- 1 EDGE point = ₹0.20.
Reward limits
- 10 EDGE points per ₹200: No limit
No rewards on
Insurance, rent, fuel, education, utilities and telecom, government, wallet loads, gold and jewellery, gift cards, tolls
Checked 2026-10-25 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Questions
Does the Axis Bank Privilege Credit Card give rewards on Insurance premiums?
No. The Axis Bank Privilege Credit Card earns no rewards on Insurance premiums.
Is there a limit on Axis Bank Privilege Credit Card rewards?
10 EDGE REWARD points per ₹200 on domestic and international spends. 10,000 bonus points (worth ₹2,000) on ₹2.5 Lakh spend in a card year. Fee of ₹1,500 waived at ₹5 Lakh. 1 EDGE point = ₹0.20.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Axis Bank Privilege Credit Card ranks #114 of 148 cards we compared, by what each returns after caps.