Axis Bank Reserve Credit Card on Insurance premiums
No. The Axis Bank Reserve Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1.5%
Rank for Insurance premiums
#86 of 148
Annual fee
₹50,000 + Taxes
What to know before you pay on Insurance premiums
How it works
1.5% domestically and 3% on international spends at ₹0.20 per EDGE point. Partner transfers at 5:2 can be worth about twice as much.
Caps & rules
- 15 EDGE REWARD points per ₹200.
- On international spends, 30 per ₹200 up to your credit limit each calendar month, then 15.
- 1 point = ₹0.20.
- Transfers to airline and hotel partners at 5:2, up to 1 lakh points a year to Group A partners and 4 lakh to Group B.
Reward limits
- 30 EDGE points per ₹200 on international spends (2X): Up to your credit limit per calendar month
No rewards on
Utilities and telecom, rent (points capped at ₹1 lakh of rent a month), wallet loads, government, insurance, gold and jewellery, fuel, cash advances
Checked 2026-10-25 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
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#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Questions
Does the Axis Bank Reserve Credit Card give rewards on Insurance premiums?
No. The Axis Bank Reserve Credit Card earns no rewards on Insurance premiums.
Is there a limit on Axis Bank Reserve Credit Card rewards?
15 EDGE REWARD points per ₹200. On international spends, 30 per ₹200 up to your credit limit each calendar month, then 15. 1 point = ₹0.20. Transfers to airline and hotel partners at 5:2, up to 1 lakh points a year to Group A partners and 4 lakh to Group B.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Axis Bank Reserve Credit Card ranks #86 of 148 cards we compared, by what each returns after caps.