Axis Bank SuperMoney RuPay Credit Card on Insurance premiums

How it works

Card payments on any of these sites earn 1%. The 3% is only for UPI QR scans made in the super.money app.

Caps & rules

• 3% only on UPI QR payments made through the super.money app, capped at the cashback you earn on other spends that cycle (or ₹100 if that is lower than ₹100).
• No cashback on any spend under ₹100.
• Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).

Reward limits

• 3% on UPI QR payments in the super.money app: Equal to the cashback you earn on other spends per statement cycle
• 1% on other UPI and card spends (₹100 and above): No limit

No rewards on

Utilities, telecom, rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI