BOBCARD Cashback Credit Card on Insurance premiums
No. The BOBCARD Cashback Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#132 of 149
Annual fee
₹499 + Taxes a year, or ₹49 a month
What to know before you pay on Insurance premiums
How it works
5% on any domestic online spend (1% plus 4% extra), with the extra 4% capped at ₹1,500 a cycle; 1% after that and on other spends. Needs at least 4 transactions in the cycle. It's a Mastercard, so it can't be used for UPI. Electricity paid online counts as online spend (5%). Grocery apps earn nothing (BOBCARD excludes supermarket MCCs).
Caps & rules
- Domestic e-commerce: 1% plus 4% accelerated cashback, the accelerated part capped at ₹1,500 per statement.
- POS and international: 1%, uncapped.
- Minimum 4 transactions per cycle for the accelerated cashback.
- Cashback credited to the next statement.
Reward limits
- Extra 4% on online spends: max ₹1,500 per statement cycle
No rewards on
Transactions under ₹100, fuel, cash withdrawals, quasi-cash and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the BOBCARD Cashback Credit Card earns more
Questions
Does the BOBCARD Cashback Credit Card give rewards on Insurance premiums?
No. The BOBCARD Cashback Credit Card earns no rewards on Insurance premiums.
Is there a limit on BOBCARD Cashback Credit Card rewards?
Domestic e-commerce: 1% plus 4% accelerated cashback, the accelerated part capped at ₹1,500 per statement. POS and international: 1%, uncapped. Minimum 4 transactions per cycle for the accelerated cashback. Cashback credited to the next statement.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The BOBCARD Cashback Credit Card ranks #132 of 149 cards we compared, by what each returns after caps.