BOBCARD Easy Credit Card on Insurance premiums
No. The BOBCARD Easy Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.2%
Rank for Insurance premiums
#149 of 149
Annual fee
₹500 + Taxes (first year free)
What to know before you pay on Insurance premiums
How it works
5 points per ₹100 (1% at ₹0.20 a point) at department stores (MCC 5311) and movie halls (MCC 7832); 0.2% elsewhere. Online shopping sites aren't department stores, so they earn 0.2%.
Caps & rules
- 5X (5 RP per ₹100) on department stores (MCC 5311) and movies (MCC 7832), capped at 1,000 RP per statement cycle.
- 1 RP per ₹100 elsewhere.
- 1 RP = ₹0.20 as cashback.
Reward limits
- 5X points (department stores, movies): max 1,000 points (₹200) per statement cycle
No rewards on
Fuel, UPI for 5X, and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the BOBCARD Easy Credit Card earns more
Questions
Does the BOBCARD Easy Credit Card give rewards on Insurance premiums?
No. The BOBCARD Easy Credit Card earns no rewards on Insurance premiums.
Is there a limit on BOBCARD Easy Credit Card rewards?
5X (5 RP per ₹100) on department stores (MCC 5311) and movies (MCC 7832), capped at 1,000 RP per statement cycle. 1 RP per ₹100 elsewhere. 1 RP = ₹0.20 as cashback.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The BOBCARD Easy Credit Card ranks #149 of 149 cards we compared, by what each returns after caps.