BOBCARD HPCL Energie Credit Card on Insurance premiums
No. The BOBCARD HPCL Energie Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.33%
Rank for Insurance premiums
#146 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Insurance premiums
How it works
Fuel rewards are at HPCL only: 4% in points plus 1% surcharge waiver, on about ₹6,250 of fuel a cycle. Utilities (MCC 4812, 4899) and department stores earn 1.67%. Everything else, including these apps and sites, earns 0.33%.
Caps & rules
- 24 RP per ₹150 at HPCL outlets, LPG and HP Pay; 10 RP per ₹150 on utilities (MCC 4812, 4899) and department stores (MCC 5311); each capped at 1,000 RP per statement.
- 2 RP per ₹150 elsewhere.
- 1 RP = ₹0.25.
- Surcharge waiver at HPCL capped at ₹100 a statement.
Reward limits
- Fuel points at HPCL (24 per ₹150): max 1,000 points (₹250) per statement cycle
- Utilities and department stores (10 per ₹150): max 1,000 points (₹250) per statement cycle
- Fuel surcharge waiver: max ₹100 per statement cycle
No rewards on
HP Pay wallet loads and direct debits, transactions under ₹150, and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
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#1
PhonePe SBI Card SELECT BLACK
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10%
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Where else the BOBCARD HPCL Energie Credit Card earns more
Questions
Does the BOBCARD HPCL Energie Credit Card give rewards on Insurance premiums?
No. The BOBCARD HPCL Energie Credit Card earns no rewards on Insurance premiums.
Is there a limit on BOBCARD HPCL Energie Credit Card rewards?
24 RP per ₹150 at HPCL outlets, LPG and HP Pay; 10 RP per ₹150 on utilities (MCC 4812, 4899) and department stores (MCC 5311); each capped at 1,000 RP per statement. 2 RP per ₹150 elsewhere. 1 RP = ₹0.25. Surcharge waiver at HPCL capped at ₹100 a statement.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The BOBCARD HPCL Energie Credit Card ranks #146 of 149 cards we compared, by what each returns after caps.