HSBC Taj Credit Card

HSBC Taj Credit Card on Insurance premiums

No. The HSBC Taj Credit Card earns no rewards on Insurance premiums.

On Insurance premiums

0%

Other spends

1%

Rank for Insurance premiums

Invite only, not ranked

Annual fee

₹4,999 + Taxes

What to know before you pay on Insurance premiums

How it works

About 1% everywhere and 3.3% at Taj, SeleQtions, Gateway and Vivanta hotels. Points can only be used with IHCL (Taj stays, dining, spas). Invite-only, with a ₹1,10,000 annual fee.

Caps & rules

  • 1.5 reward points per ₹100 on standard spends, 5 per ₹100 at Taj, SeleQtions, Gateway, Vivanta and amã Stays & Trails.
  • 1.5 points = ₹1 in the Taj card wallet.
  • ₹1,10,000 + GST joining and annual fee; offered by invitation.

No rewards on

Fuel, wallet loads, rent, education, government and tax payments, insurance, jewellery, cash

Checked 2026-10-25 · Bank terms

Cards that earn more on Insurance premiums

Questions

Does the HSBC Taj Credit Card give rewards on Insurance premiums?

No. The HSBC Taj Credit Card earns no rewards on Insurance premiums.

Is there a limit on HSBC Taj Credit Card rewards?

1.5 reward points per ₹100 on standard spends, 5 per ₹100 at Taj, SeleQtions, Gateway, Vivanta and amã Stays & Trails. 1.5 points = ₹1 in the Taj card wallet. ₹1,10,000 + GST joining and annual fee; offered by invitation.

Which credit card is best for Insurance premiums?

PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The HSBC Taj Credit Card is invite only, so it's listed apart from the ranking.

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