HSBC TravelOne Credit Card on Insurance premiums
No. The HSBC TravelOne Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#98 of 149
Annual fee
₹5,000 + Taxes
What to know before you pay on Insurance premiums
How it works
Travel sites and airlines 2% (4 points at ₹0.50). Utility bills earn nothing; telecom recharges (Airtel/Jio) are not excluded.
Caps & rules
- 4 points per ₹100 on airlines, travel aggregators (MCC 4722/4723/4111/4131) and foreign currency, capped at 50,000 points a month; 2 per ₹100 elsewhere, uncapped.
- Points convert 1:1 to airline miles/hotel points instantly; valued at ₹0.50 here.
- 10,000 bonus points on ₹12 Lakh a year.
Reward limits
- 4 points per ₹100 on flights, travel sites and foreign currency: max 50,000 points per month
- 2 points per ₹100 on other spends: No limit
No rewards on
Fuel, utilities (4900), e-wallets, rent, education, government, insurance, jewellery, tax, money transfers
Checked 2026-10-03 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
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#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the HSBC TravelOne Credit Card earns more
Questions
Does the HSBC TravelOne Credit Card give rewards on Insurance premiums?
No. The HSBC TravelOne Credit Card earns no rewards on Insurance premiums.
Is there a limit on HSBC TravelOne Credit Card rewards?
4 points per ₹100 on airlines, travel aggregators (MCC 4722/4723/4111/4131) and foreign currency, capped at 50,000 points a month; 2 per ₹100 elsewhere, uncapped. Points convert 1:1 to airline miles/hotel points instantly; valued at ₹0.50 here. 10,000 bonus points on ₹12 Lakh a year.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The HSBC TravelOne Credit Card ranks #98 of 149 cards we compared, by what each returns after caps.