ICICI Bank Emeralde Credit Card on Insurance premiums
Yes, but only its standard rate: the ICICI Bank Emeralde Credit Card gives 0.25% back on Insurance premiums, the same as most other spends.
On Insurance premiums
0.25%
Other spends
1%
Rank for Insurance premiums
#66 of 149
Annual fee
₹12,000 + Taxes
What to know before you pay on Insurance premiums
How it works
1% at ₹0.25 a point, the value ICICI points usually get. One reviewer says points can be worth up to ₹1 on ICICI's iShop and vouchers, which would make it 4%; ICICI doesn't publish a value.
Caps & rules
- 4 ICICI Rewards points per ₹100 on domestic and international spends, 1 per ₹100 on utilities and insurance.
- Points redeem for vouchers, travel, electronics and more.
- ₹12,000 + GST fee, waived at ₹10 Lakh annual spend.
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the ICICI Bank Emeralde Credit Card earns more
Questions
Does the ICICI Bank Emeralde Credit Card give rewards on Insurance premiums?
Yes, but only its standard rate: the ICICI Bank Emeralde Credit Card gives 0.25% back on Insurance premiums, the same as most other spends.
Is there a limit on ICICI Bank Emeralde Credit Card rewards?
4 ICICI Rewards points per ₹100 on domestic and international spends, 1 per ₹100 on utilities and insurance. Points redeem for vouchers, travel, electronics and more. ₹12,000 + GST fee, waived at ₹10 Lakh annual spend.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The ICICI Bank Emeralde Credit Card ranks #66 of 149 cards we compared, by what each returns after caps.