IDFC FIRST Private Credit Card on Insurance premiums
Yes, but only its standard rate: the IDFC FIRST Private Credit Card gives 0.67% back on Insurance premiums, the same as most other spends.
On Insurance premiums
0.67%
Other spends
6.67%
Rank for Insurance premiums
Invite only, not ranked
Annual fee
₹50,000 + Taxes
What to know before you pay on Insurance premiums
How it works
10X (10 points per ₹150) on domestic spends, worth 6.67% when points go to travel booked in the IDFC FIRST app at ₹1 each, or 1.67% elsewhere (₹0.25). Invite only.
Caps & rules
- 10X reward points on eligible domestic spends and 5X on international, per ₹150.
- 1 point = ₹1 on travel bookings in the IDFC FIRST app, ₹0.25 elsewhere.
- 50 bonus points on hotels and 20 on flights booked in the app.
- 50,000 points on paying the commencement fee.
- Points never expire.
- Invite only.
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the IDFC FIRST Private Credit Card earns more
Questions
Does the IDFC FIRST Private Credit Card give rewards on Insurance premiums?
Yes, but only its standard rate: the IDFC FIRST Private Credit Card gives 0.67% back on Insurance premiums, the same as most other spends.
Is there a limit on IDFC FIRST Private Credit Card rewards?
10X reward points on eligible domestic spends and 5X on international, per ₹150. 1 point = ₹1 on travel bookings in the IDFC FIRST app, ₹0.25 elsewhere. 50 bonus points on hotels and 20 on flights booked in the app. 50,000 points on paying the commencement fee. Points never expire. Invite only.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The IDFC FIRST Private Credit Card is invite only, so it's listed apart from the ranking.