IndianOil RBL Bank XTRA Credit Card on Insurance premiums
No. The IndianOil RBL Bank XTRA Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#133 of 149
Annual fee
₹1,500 + Taxes
What to know before you pay on Insurance premiums
How it works
IndianOil 7.5% in points (+1% surcharge waiver) at select IOCL stations, up to 2,000 points a month. Telecom recharges (Airtel/Jio) aren't excluded; electricity-type bills are.
Caps & rules
- 15 Fuel Points per ₹100 at select IndianOil stations (7.5%), capped at 2,000 points a month (≈₹13,300 of fuel); plus 1% fuel surcharge waiver (₹500-₹4,000 txns, up to ₹200/month) = 8.5% total.
- 2 points per ₹100 elsewhere.
- 1 Fuel Point = ₹0.50, redeemable for IndianOil XTRA rewards.
- 1,000 bonus points on ₹75,000 per quarter.
Reward limits
- 15 fuel points per ₹100 at IndianOil (7.5%): max 2,000 fuel points (≈₹1,000) per month
- 1% fuel surcharge waiver: max ₹200 per month
- 2 fuel points per ₹100 on other spends: No limit
No rewards on
Utilities (4900), insurance, quasi-cash, rent, education, wallets, government, contracted services, cash, railways
Checked 2026-10-03 · Bank terms
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Where else the IndianOil RBL Bank XTRA Credit Card earns more
Questions
Does the IndianOil RBL Bank XTRA Credit Card give rewards on Insurance premiums?
No. The IndianOil RBL Bank XTRA Credit Card earns no rewards on Insurance premiums.
Is there a limit on IndianOil RBL Bank XTRA Credit Card rewards?
15 Fuel Points per ₹100 at select IndianOil stations (7.5%), capped at 2,000 points a month (≈₹13,300 of fuel); plus 1% fuel surcharge waiver (₹500-₹4,000 txns, up to ₹200/month) = 8.5% total. 2 points per ₹100 elsewhere. 1 Fuel Point = ₹0.50, redeemable for IndianOil XTRA rewards. 1,000 bonus points on ₹75,000 per quarter.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The IndianOil RBL Bank XTRA Credit Card ranks #133 of 149 cards we compared, by what each returns after caps.