IndusInd Bank Legend Credit Card on Insurance premiums
Yes, but only its standard rate: the IndusInd Bank Legend Credit Card gives 0.53% back on Insurance premiums, the same as most other spends.
On Insurance premiums
0.53%
Other spends
0.75%
Rank for Insurance premiums
#39 of 149
Annual fee
Free
What to know before you pay on Insurance premiums
How it works
Weekday spends earn 0.75% and weekend spends 1.5%, valuing points at IndusInd's ₹0.75 cash value. No merchant accelerators.
Caps & rules
- 1 reward point per ₹100 on weekdays, 2 per ₹100 on weekends; medical, automobile and telecom always 1.
- IndusInd values a Legend point at ₹0.75 in cash.
- 4,000 bonus points on ₹6 Lakh spend in a financial year.
- Lounge access discontinued 7 Mar 2025.
Reward limits
- 1 point per ₹100 on weekdays, 2 on weekends: No limit
No rewards on
Fuel
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
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#1
PhonePe SBI Card SELECT BLACK
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10%
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#2
HDFC Infinia Credit Card Metal Edition
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3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the IndusInd Bank Legend Credit Card earns more
Questions
Does the IndusInd Bank Legend Credit Card give rewards on Insurance premiums?
Yes, but only its standard rate: the IndusInd Bank Legend Credit Card gives 0.53% back on Insurance premiums, the same as most other spends.
Is there a limit on IndusInd Bank Legend Credit Card rewards?
1 reward point per ₹100 on weekdays, 2 per ₹100 on weekends; medical, automobile and telecom always 1. IndusInd values a Legend point at ₹0.75 in cash. 4,000 bonus points on ₹6 Lakh spend in a financial year. Lounge access discontinued 7 Mar 2025.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The IndusInd Bank Legend Credit Card ranks #39 of 149 cards we compared, by what each returns after caps.