Kotak Air Credit Card on Insurance premiums
No. The Kotak Air Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#128 of 149
Annual fee
₹1,499 + Taxes
What to know before you pay on Insurance premiums
How it works
1% everywhere in Air Miles worth ₹1 each on Kotak Unbox flights and hotels; 3% when you book travel through Kotak Unbox.
Caps & rules
- 3 Air Miles per ₹100 on flights and hotels booked through Kotak Unbox (capped at 5,000 miles a cycle), 1 per ₹100 elsewhere.
- 1 Air Mile = ₹1 on Kotak Unbox travel.
- Lounge access needs ₹60,000 spend in the previous quarter.
Reward limits
- 3 Air Miles per ₹100 on Kotak Unbox travel: max 5,000 Air Miles per statement cycle
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
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#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Questions
Does the Kotak Air Credit Card give rewards on Insurance premiums?
No. The Kotak Air Credit Card earns no rewards on Insurance premiums.
Is there a limit on Kotak Air Credit Card rewards?
3 Air Miles per ₹100 on flights and hotels booked through Kotak Unbox (capped at 5,000 miles a cycle), 1 per ₹100 elsewhere. 1 Air Mile = ₹1 on Kotak Unbox travel. Lounge access needs ₹60,000 spend in the previous quarter.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Kotak Air Credit Card ranks #128 of 149 cards we compared, by what each returns after caps.