LIC Signature Credit Card on Insurance premiums
Yes. The LIC Signature Credit Card gives 0.4% back when you pay on Insurance premiums directly, compared with 0.2% on its other spends.
On Insurance premiums
0.4%
Other spends
0.2%
Rank for Insurance premiums
#60 of 149
Annual fee
Free
What to know before you pay on Insurance premiums
How it works
About 0.2% on most spends and 0.4% on LIC premiums and international spends, at roughly ₹0.20 a point. ₹30 per redemption.
Caps & rules
- 2 reward points per ₹100 on LIC premiums and international spends, 1 per ₹100 elsewhere.
- Points worth about ₹0.20 on the catalogue (min 1,000 to redeem, ₹30 fee).
No rewards on
Fuel, wallet loads, EMI conversions
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
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#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Questions
Does the LIC Signature Credit Card give rewards on Insurance premiums?
Yes. The LIC Signature Credit Card gives 0.4% back when you pay on Insurance premiums directly, compared with 0.2% on its other spends.
Is there a limit on LIC Signature Credit Card rewards?
2 reward points per ₹100 on LIC premiums and international spends, 1 per ₹100 elsewhere. Points worth about ₹0.20 on the catalogue (min 1,000 to redeem, ₹30 fee).
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The LIC Signature Credit Card ranks #60 of 149 cards we compared, by what each returns after caps.