Aspire Banking Credit Card on Insurance premiums
No. The Aspire Banking Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#114 of 149
Annual fee
₹1,500 + Taxes
What to know before you pay on Insurance premiums
How it works
Flat 1% cashback to your RBL savings account, up to ₹1,000 a cycle. 3% only through the RBL Rewards portal (flights, hotels, vouchers).
Caps & rules
- 1% cashback on eligible retail spends, capped at ₹1,000 per billing cycle, credited to your RBL savings account.
- 3% on the RBL Bank Rewards portal (flights, hotels, shopping, vouchers), uncapped.
- ₹1,500 at ₹3 Lakh and ₹3,000 more at ₹5 Lakh annual spend.
- Lifetime free for Aspire Banking customers.
Reward limits
- 1% cashback on retail spends: max ₹1,000 per billing cycle
- 3% on the RBL Rewards portal: No limit
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Questions
Does the Aspire Banking Credit Card give rewards on Insurance premiums?
No. The Aspire Banking Credit Card earns no rewards on Insurance premiums.
Is there a limit on Aspire Banking Credit Card rewards?
1% cashback on eligible retail spends, capped at ₹1,000 per billing cycle, credited to your RBL savings account. 3% on the RBL Bank Rewards portal (flights, hotels, shopping, vouchers), uncapped. ₹1,500 at ₹3 Lakh and ₹3,000 more at ₹5 Lakh annual spend. Lifetime free for Aspire Banking customers.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Aspire Banking Credit Card ranks #114 of 149 cards we compared, by what each returns after caps.