RBL Bank ShopRite Credit Card on Insurance premiums
No. The RBL Bank ShopRite Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.25%
Rank for Insurance premiums
#105 of 149
Annual fee
Free
What to know before you pay on Insurance premiums
How it works
Grocery 5% only up to ~₹5,000 a month. RBL's T&C excludes fuel from points, even though some sites quote a fuel value-back.
Caps & rules
- 20 points per ₹100 on grocery (5%), capped at 1,000 points per calendar month (≈₹5,000 of grocery), then 1 per ₹100.
- 1 point per ₹100 elsewhere.
- 10% off BookMyShow movie tickets (max ₹100).
- 1 point = ₹0.25.
Reward limits
- 20 points per ₹100 on grocery (5%): max 1,000 points (≈₹250) per calendar month
- 1 point per ₹100 on other spends: No limit
No rewards on
Fuel & auto, utilities, insurance, railways, real estate, cash, Bills2Pay, miscellaneous, EMI
Checked 2026-10-03 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
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#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the RBL Bank ShopRite Credit Card earns more
Questions
Does the RBL Bank ShopRite Credit Card give rewards on Insurance premiums?
No. The RBL Bank ShopRite Credit Card earns no rewards on Insurance premiums.
Is there a limit on RBL Bank ShopRite Credit Card rewards?
20 points per ₹100 on grocery (5%), capped at 1,000 points per calendar month (≈₹5,000 of grocery), then 1 per ₹100. 1 point per ₹100 elsewhere. 10% off BookMyShow movie tickets (max ₹100). 1 point = ₹0.25.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The RBL Bank ShopRite Credit Card ranks #105 of 149 cards we compared, by what each returns after caps.