Nova Credit Card on Insurance premiums
No. The Nova Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
2%
Rank for Insurance premiums
#134 of 149
Annual fee
₹12,500 + Taxes
What to know before you pay on Insurance premiums
How it works
2% everywhere (4 points per ₹200 at ₹1 each) and 6% on flights and hotels.
Caps & rules
- 4 reward points per ₹200 on all purchases, 12 per ₹200 on flight bookings and hotel stays.
- 1 point = ₹1 on RBL's catalogue (luxury, travel, jewellery); transfers to airline partners at 2:1.
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the Nova Credit Card earns more
Questions
Does the Nova Credit Card give rewards on Insurance premiums?
No. The Nova Credit Card earns no rewards on Insurance premiums.
Is there a limit on Nova Credit Card rewards?
4 reward points per ₹200 on all purchases, 12 per ₹200 on flight bookings and hotel stays. 1 point = ₹1 on RBL's catalogue (luxury, travel, jewellery); transfers to airline partners at 2:1.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Nova Credit Card ranks #134 of 149 cards we compared, by what each returns after caps.