Scapia Credit Card on Insurance premiums
No. The Scapia Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
2%
Rank for Insurance premiums
#100 of 149
Annual fee
Free
What to know before you pay on Insurance premiums
How it works
Flat 2% everywhere; 4% only on travel booked inside the Scapia app (not MMT/Cleartrip/IndiGo direct). Coins usable only on Scapia travel.
Caps & rules
- 10% Scapia Coins on card spends (2% at 5 coins = ₹1), 20% coins (4%) on flights, hotels, buses and trains booked in the Scapia app.
- RuPay card: 5% coins (1%) on UPI spends of ₹500+.
- Coins redeemable only for Scapia travel bookings (100% of booking value).
- Zero forex markup.
- Unlimited domestic lounges on ₹20,000 monthly spend.
Reward limits
- 10% Scapia Coins on card spends, 20% on travel booked in the Scapia app: No limit
- 5% coins on UPI with the RuPay card: Only on payments of ₹500 or more
No rewards on
Scapia publishes a list of ineligible transactions (typically fuel, rent, wallet, utilities, insurance, education, government)
Checked 2026-10-03 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Questions
Does the Scapia Credit Card give rewards on Insurance premiums?
No. The Scapia Credit Card earns no rewards on Insurance premiums.
Is there a limit on Scapia Credit Card rewards?
10% Scapia Coins on card spends (2% at 5 coins = ₹1), 20% coins (4%) on flights, hotels, buses and trains booked in the Scapia app. RuPay card: 5% coins (1%) on UPI spends of ₹500+. Coins redeemable only for Scapia travel bookings (100% of booking value). Zero forex markup. Unlimited domestic lounges on ₹20,000 monthly spend.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Scapia Credit Card ranks #100 of 149 cards we compared, by what each returns after caps.