Standard Chartered Rewards Credit Card on Insurance premiums
No. The Standard Chartered Rewards Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.67%
Rank for Insurance premiums
#124 of 149
Annual fee
₹1,000 + Taxes
What to know before you pay on Insurance premiums
How it works
4 points per ₹150 on retail spends (about 0.67% at ₹0.25 a point), plus 4 bonus points per ₹150 on monthly spend above ₹20,000 (up to 2,000 bonus points a cycle).
Caps & rules
- 4 reward points per ₹150 on retail spends.
- Additional 4 per ₹150 on monthly retail spend above ₹20,000, max 2,000 bonus points per statement cycle.
- 4,000 points on paying the annual fee if not waived (waived at ₹1.5 Lakh).
- Point value taken as ₹0.25.
Reward limits
- Bonus 4 points per ₹150 above ₹20,000: max 2,000 bonus points per statement cycle
No rewards on
Fuel, cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Questions
Does the Standard Chartered Rewards Credit Card give rewards on Insurance premiums?
No. The Standard Chartered Rewards Credit Card earns no rewards on Insurance premiums.
Is there a limit on Standard Chartered Rewards Credit Card rewards?
4 reward points per ₹150 on retail spends. Additional 4 per ₹150 on monthly retail spend above ₹20,000, max 2,000 bonus points per statement cycle. 4,000 points on paying the annual fee if not waived (waived at ₹1.5 Lakh). Point value taken as ₹0.25.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Standard Chartered Rewards Credit Card ranks #124 of 149 cards we compared, by what each returns after caps.