Uni GoldX Credit Card on Insurance premiums
No. The Uni GoldX Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#131 of 149
Annual fee
Lifetime Free
What to know before you pay on Insurance premiums
How it works
Flat 1% when paying directly. Buying the merchant's voucher in the Uni Store first gets 5%.
Caps & rules
- 1% value back as Uni Coins on every eligible card transaction, no cap; coins don't expire and can be redeemed as cashback or digital gold.
- 5% value back on vouchers bought in the Uni Store.
- Zero forex markup.
- 1% fuel surcharge waiver up to ₹500 on transactions up to ₹7,500.
- Lifetime free, issued by BOBCARD.
Reward limits
- 1% back as Uni Coins on card and UPI spends: No limit
- UPI spends: Only on payments of ₹100 or more
No rewards on
Money transfers, rent, fuel, cash, wallet loads, international transactions
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Questions
Does the Uni GoldX Credit Card give rewards on Insurance premiums?
No. The Uni GoldX Credit Card earns no rewards on Insurance premiums.
Is there a limit on Uni GoldX Credit Card rewards?
1% value back as Uni Coins on every eligible card transaction, no cap; coins don't expire and can be redeemed as cashback or digital gold. 5% value back on vouchers bought in the Uni Store. Zero forex markup. 1% fuel surcharge waiver up to ₹500 on transactions up to ₹7,500. Lifetime free, issued by BOBCARD.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Uni GoldX Credit Card ranks #131 of 149 cards we compared, by what each returns after caps.