YES Bank ACE Credit Card on Insurance premiums
No. The YES Bank ACE Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.5%
Rank for Insurance premiums
#140 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Insurance premiums
How it works
Online 1%, offline 0.5% at ₹0.25/point.
Caps & rules
- 8 YES Rewardz points per ₹200 online (1%), 4 per ₹200 offline (0.5%), 2 per ₹200 on some other categories, at ₹0.25 per point on flights and hotels (vouchers can be worth less).
- Points capped at 5,000 per statement cycle.
- 3.5% forex markup.
Reward limits
- 8 points per ₹200 online, 4 offline, 2 on select categories: No published limit
No rewards on
From 15 Jun 2026: rent, wallet, fuel, UPI, government, marketing/advertising, insurance, education, railways, toll, ferry, cash, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the YES Bank ACE Credit Card earns more
Questions
Does the YES Bank ACE Credit Card give rewards on Insurance premiums?
No. The YES Bank ACE Credit Card earns no rewards on Insurance premiums.
Is there a limit on YES Bank ACE Credit Card rewards?
8 YES Rewardz points per ₹200 online (1%), 4 per ₹200 offline (0.5%), 2 per ₹200 on some other categories, at ₹0.25 per point on flights and hotels (vouchers can be worth less). Points capped at 5,000 per statement cycle. 3.5% forex markup.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The YES Bank ACE Credit Card ranks #140 of 149 cards we compared, by what each returns after caps.