IRCTC SBI Card Premier on IRCTC
Yes. The IRCTC SBI Card Premier gives 10% back when you pay on IRCTC directly, compared with 0.8% on its other spends.
On IRCTC
10%
Other spends
0.8%
Rank for IRCTC
#1 of 149
Annual fee
₹1,499 + Taxes
What to know before you pay on IRCTC
How it works
Up to 10% back as points on AC and Chair Car train tickets booked on IRCTC (lower on other classes), with points worth ₹1 against IRCTC tickets. About 0.8% elsewhere.
Caps & rules
- Up to 10% value back as reward points on AC1, AC2, AC3, Executive and Chair Car tickets booked on irctc.co.in or the IRCTC app.
- 1 point = ₹1 against IRCTC tickets.
- 1% railway transaction charge waiver.
- 2,500 bonus points at ₹50,000 and 5,000 at ₹1 Lakh annual travel spend.
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
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Questions
Does the IRCTC SBI Card Premier give rewards on IRCTC?
Yes. The IRCTC SBI Card Premier gives 10% back when you pay on IRCTC directly, compared with 0.8% on its other spends.
Is there a limit on IRCTC SBI Card Premier rewards?
Up to 10% value back as reward points on AC1, AC2, AC3, Executive and Chair Car tickets booked on irctc.co.in or the IRCTC app. 1 point = ₹1 against IRCTC tickets. 1% railway transaction charge waiver. 2,500 bonus points at ₹50,000 and 5,000 at ₹1 Lakh annual travel spend.
Which credit card is best for IRCTC?
IRCTC SBI Card Premier ranks #1 of 149 cards we compared for IRCTC.