IDFC FIRST Select Credit Card

IDFC FIRST Select Credit Card on Jio

Yes, but only its standard rate: the IDFC FIRST Select Credit Card gives 0.12% back on Jio, the same as most other spends.

On Jio

0.12%

Other spends

0.38%

Rank for Jio

#123 of 149

Annual fee

Free

What to know before you pay on Jio

How it works

Same as Millennia.

Caps & rules

  • 1 point per ₹200 = 1X, 1 point = ₹0.25.
  • 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%).
  • Same reward structure as Millennia.

Reward limits

  • 10X points on dining, travel, international and birthday spends; 3X elsewhere: Points only on spends up to your credit limit per billing cycle
  • 1X points on utilities, insurance, railways and FASTag: No limit

No rewards on

Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.

Checked 2026-10-03 · Bank terms

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Questions

Does the IDFC FIRST Select Credit Card give rewards on Jio?

Yes, but only its standard rate: the IDFC FIRST Select Credit Card gives 0.12% back on Jio, the same as most other spends.

Is there a limit on IDFC FIRST Select Credit Card rewards?

1 point per ₹200 = 1X, 1 point = ₹0.25. 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%). Same reward structure as Millennia.

Which credit card is best for Jio?

HSBC Live+ Credit Card gives the most on Jio, 10% back. The IDFC FIRST Select Credit Card ranks #123 of 149 cards we compared.

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