HDFC Regalia Gold Credit Card on Nykaa
Yes. The HDFC Regalia Gold Credit Card gives 6.25% back when you pay on Nykaa directly, compared with 1.25% on its other spends.
On Nykaa
6.25%
Other spends
1.25%
Rank for Nykaa
#3 of 149
Annual fee
₹2,500 + Taxes
What to know before you pay on Nykaa
Cap on Nykaa
Max ₹2,500 a month (5,000 bonus points, shared by Myntra, Nykaa, Reliance Digital and M&S)
How it works
Myntra/Nykaa assume 5X = 25 points per ₹200 at ₹0.50 each. HDFC's 5X terms don't say whether this includes the base 5 points, so the real rate may be lower. Base 5 per ₹200 = 1.25% at ₹0.50.
Caps & rules
- 5 points per ₹200 since 15 May 2026.
- 5X at Myntra, Nykaa, Reliance Digital and Marks & Spencer, capped at 5,000 bonus points per month (min ₹200 per transaction).
- Grocery and insurance points capped at 2,000 per month each.
- Max 50,000 points per cycle.
- Point value ₹0.50 on SmartBuy flights/hotels, lower as statement credit.
Reward limits
- 5X points at Myntra, Nykaa, Reliance Digital and Marks & Spencer: max 5,000 bonus points per month
- Points on grocery: max 2,000 points per calendar month
- Points on insurance: max 2,000 points per month
- All reward points on the card: max 50,000 points per statement cycle
No rewards on
Fuel, rent, government, wallet loads, EasyEMI
Checked 2026-09-27 · Bank terms
Cards that earn more on Nykaa
-
#1
Jupiter Edge+ RuPay Credit Card
CSB Bank · ₹499 + Taxes · Max ₹600 per statement cycle
10%
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#2
6.67%
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#4
YES Bank POP CLUB Credit Card
YES Bank · Free · No cap
5%
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Where else the HDFC Regalia Gold Credit Card earns more
Questions
Does the HDFC Regalia Gold Credit Card give rewards on Nykaa?
Yes. The HDFC Regalia Gold Credit Card gives 6.25% back when you pay on Nykaa directly, compared with 1.25% on its other spends.
Is there a limit on HDFC Regalia Gold Credit Card rewards?
5 points per ₹200 since 15 May 2026. 5X at Myntra, Nykaa, Reliance Digital and Marks & Spencer, capped at 5,000 bonus points per month (min ₹200 per transaction). Grocery and insurance points capped at 2,000 per month each. Max 50,000 points per cycle. Point value ₹0.50 on SmartBuy flights/hotels, lower as statement credit.
Which credit card is best for Nykaa?
Jupiter Edge+ RuPay Credit Card gives the most on Nykaa, 10% back. The HDFC Regalia Gold Credit Card ranks #3 of 149 cards we compared.