Cashback SBI Credit Card on Online shopping
Yes. The Cashback SBI Credit Card gives 5% back when you pay on Online shopping directly, compared with 1% on its other spends.
On Online shopping
5%
Other spends
1%
Rank for Online shopping
#2 of 149
Annual fee
₹999 + Taxes
What to know before you pay on Online shopping
Cap on Online shopping
Max ₹2,000 per statement cycle (shared by all online spends)
How it works
5% on any online merchant (no partner list), until the ₹2,000 per cycle cap. Railways (IRCTC), telecom and utility bills earn nothing.
Caps & rules
- From 1 Apr 2026: 5% on online spends capped at ₹2,000 per statement cycle, 1% offline capped at ₹2,000; ₹4,000 total per cycle.
- Cashback auto-credited within 2 days of the next statement.
Reward limits
- 5% on online spends: max ₹2,000 per statement cycle
- 1% on offline spends: max ₹2,000 per statement cycle
No rewards on
Utilities, telecom (MCC 4814), DTH, insurance, jewellery, education, railways, gift/novelty shops, quasi-cash, gaming, tolls, government, fuel, rent, wallet, Merchant EMI/Flexipay
Checked 2026-09-27 · Bank terms
Other good cards for Online shopping
-
#1
Axis Bank Cashback Credit Card
Axis Bank · 1st Year Fee: ₹1,000* Plus Applicable Taxes · Max ₹4,000 a month
5%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now -
#4
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
5%
Apply now
Where else the Cashback SBI Credit Card earns more
Questions
Does the Cashback SBI Credit Card give rewards on Online shopping?
Yes. The Cashback SBI Credit Card gives 5% back when you pay on Online shopping directly, compared with 1% on its other spends.
Is there a limit on Cashback SBI Credit Card rewards?
From 1 Apr 2026: 5% on online spends capped at ₹2,000 per statement cycle, 1% offline capped at ₹2,000; ₹4,000 total per cycle. Cashback auto-credited within 2 days of the next statement.
Which credit card is best for Online shopping?
Axis Bank Cashback Credit Card is the best pick for regular spending on Online shopping, with 5% back. The Cashback SBI Credit Card ranks #2 of 149 cards we compared, by what each returns after caps.