Cashback SBI Credit Card on Paytm

No. The Cashback SBI Credit Card earns no rewards on Paytm.

On Paytm

Other spends

Rank for Paytm

#129 of 149

Annual fee

₹999 + Taxes

What to know before you pay on Paytm

How it works

5% on any online merchant (no partner list), until the ₹2,000 per cycle cap. Railways (IRCTC), telecom and utility bills earn nothing.

Caps & rules

From 1 Apr 2026: 5% on online spends capped at ₹2,000 per statement cycle, 1% offline capped at ₹2,000; ₹4,000 total per cycle.
Cashback auto-credited within 2 days of the next statement.

Reward limits

5% on online spends: max ₹2,000 per statement cycle
1% on offline spends: max ₹2,000 per statement cycle

No rewards on

Utilities, telecom (MCC 4814), DTH, insurance, jewellery, education, railways, gift/novelty shops, quasi-cash, gaming, tolls, government, fuel, rent, wallet, Merchant EMI/Flexipay

Checked 2026-09-27 · Bank terms

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Cards that earn more on Paytm

#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month

10%
Apply now
#2
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free

5%
Apply now
#3
Standard Chartered Ultimate Credit Card
Standard Chartered · Rs. 5,000 + Taxes

3.33%
Apply now

Where else the Cashback SBI Credit Card earns more

AJIO 5% Air India 5% Akasa Air 5% Amazon 5% Apollo 24|7 5% BigBasket 5% Blinkit 5% BookMyShow 5%

Questions

Does the Cashback SBI Credit Card give rewards on Paytm?

No. The Cashback SBI Credit Card earns no rewards on Paytm.

Is there a limit on Cashback SBI Credit Card rewards?

From 1 Apr 2026: 5% on online spends capped at ₹2,000 per statement cycle, 1% offline capped at ₹2,000; ₹4,000 total per cycle. Cashback auto-credited within 2 days of the next statement.

Which credit card is best for Paytm?

HSBC Live+ Credit Card is the best pick for regular spending on Paytm, with 10% back. The Cashback SBI Credit Card ranks #129 of 149 cards we compared, by what each returns after caps.