IDFC FIRST Hello Cashback Credit Card on Paytm

No. The IDFC FIRST Hello Cashback Credit Card earns no rewards on Paytm.

On Paytm

Other spends

Rank for Paytm

#148 of 149

Annual fee

₹1,000* Plus Applicable Taxes

What to know before you pay on Paytm

How it works

3% cashback on online spends up to ₹10,000 a cycle, more on online spends above that, 1% on UPI scan and pay in the IDFC FIRST app. Online cashback stops at ₹1,000 a cycle (₹1,500 overall). UPI through Google Pay, PhonePe or Paytm earns nothing. FD-backed card.

Caps & rules

3% cashback on online spends up to ₹10,000 in a statement cycle, higher on incremental online spends above ₹10,000 (up to 5%).
1% on UPI via the IDFC FIRST app.
Extra 1% on hotels and flights booked in the app.
Online cashback capped at ₹1,000 and total cashback at ₹1,500 per statement cycle.
Zero forex markup.
Credit limit is 100% of your fixed deposit.

Reward limits

Cashback on online spends: max ₹1,000 per statement cycle
Total cashback: max ₹1,500 per statement cycle

No rewards on

Fuel, ATM cash, EMI, UPI through other apps (Google Pay, PhonePe, Paytm)

Checked 2026-10-11 · Bank terms

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Cards that earn more on Paytm

#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month

10%
Apply now
#2
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free

5%
Apply now
#3
Standard Chartered Ultimate Credit Card
Standard Chartered · Rs. 5,000 + Taxes

3.33%
Apply now

Where else the IDFC FIRST Hello Cashback Credit Card earns more

AJIO 3% Air India 3% Akasa Air 3% Amazon 3% Apollo 24|7 3% BigBasket 3% Blinkit 3% BookMyShow 3%

Questions

Does the IDFC FIRST Hello Cashback Credit Card give rewards on Paytm?

No. The IDFC FIRST Hello Cashback Credit Card earns no rewards on Paytm.

Is there a limit on IDFC FIRST Hello Cashback Credit Card rewards?

3% cashback on online spends up to ₹10,000 in a statement cycle, higher on incremental online spends above ₹10,000 (up to 5%). 1% on UPI via the IDFC FIRST app. Extra 1% on hotels and flights booked in the app. Online cashback capped at ₹1,000 and total cashback at ₹1,500 per statement cycle. Zero forex markup. Credit limit is 100% of your fixed deposit.

Which credit card is best for Paytm?

HSBC Live+ Credit Card is the best pick for regular spending on Paytm, with 10% back. The IDFC FIRST Hello Cashback Credit Card ranks #148 of 149 cards we compared, by what each returns after caps.