IDFC FIRST Quantum+ Credit Card on Paytm
No. The IDFC FIRST Quantum+ Credit Card earns no rewards on Paytm.
On Paytm
0%
Other spends
1%
Rank for Paytm
#131 of 149
Annual fee
Lifetime Free
What to know before you pay on Paytm
How it works
1% cashback on online, offline and IDFC-app UPI spends, 2% on online spends above ₹10,000 a cycle; total capped at ₹500 a cycle. UPI through Google Pay or PhonePe earns nothing. FD-backed, lifetime free.
Caps & rules
- 1% cashback on online spends up to ₹10,000 in a statement cycle and 2% above that; 1% on offline and UPI Scan & Pay in the IDFC FIRST app.
- 1% bonus on hotels and flights booked in the app.
- Total cashback capped at ₹500 per statement cycle.
- Credit limit = 100% of your FD.
Reward limits
- Total cashback: max ₹500 per statement cycle
No rewards on
EMI, ATM cash, UPI through third-party apps
Checked 2026-10-11 · Bank terms
Cards that earn more on Paytm
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#3
Standard Chartered Ultimate Credit Card
Standard Chartered · Rs. 5,000 + Taxes
3.33%
Apply now
Where else the IDFC FIRST Quantum+ Credit Card earns more
Questions
Does the IDFC FIRST Quantum+ Credit Card give rewards on Paytm?
No. The IDFC FIRST Quantum+ Credit Card earns no rewards on Paytm.
Is there a limit on IDFC FIRST Quantum+ Credit Card rewards?
1% cashback on online spends up to ₹10,000 in a statement cycle and 2% above that; 1% on offline and UPI Scan & Pay in the IDFC FIRST app. 1% bonus on hotels and flights booked in the app. Total cashback capped at ₹500 per statement cycle. Credit limit = 100% of your FD.
Which credit card is best for Paytm?
HSBC Live+ Credit Card is the best pick for regular spending on Paytm, with 10% back. The IDFC FIRST Quantum+ Credit Card ranks #131 of 149 cards we compared, by what each returns after caps.