Kotak 811 Credit Card on Paytm
Yes. The Kotak 811 Credit Card gives 0.2% back when you pay on Paytm directly, compared with 0.1% on its other spends.
On Paytm
0.2%
Other spends
0.1%
Rank for Paytm
#111 of 149
Annual fee
Free
What to know before you pay on Paytm
Cap on Paytm
No cap
How it works
0.2% online, 0.1% offline. Very low value; the card's appeal is easy approval, not rewards.
Caps & rules
- 2 Reward Points per ₹100 online, 1 per ₹100 offline.
- Valued at ₹0.10 per point (Kotak's rate for recharge/shopping redemptions).
- 500 bonus points on ₹3,000 spend in 30 days; 3 PVR tickets on ₹75,000 annual spend.
Reward limits
- 2 points per ₹100 online, 1 per ₹100 offline: No limit
- Points on utility bills: Only on the first ₹35,000 per statement cycle
No rewards on
From 1 Jun 2025: wallet loads, online skill gaming, insurance, government, rent, education and fuel earn nothing; utility spends earn only up to ₹35,000 per statement cycle
Checked 2026-09-28 · Bank terms
Cards that earn more on Paytm
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#3
Standard Chartered Ultimate Credit Card
Standard Chartered · Rs. 5,000 + Taxes
3.33%
Apply now
Where else the Kotak 811 Credit Card earns more
Questions
Does the Kotak 811 Credit Card give rewards on Paytm?
Yes. The Kotak 811 Credit Card gives 0.2% back when you pay on Paytm directly, compared with 0.1% on its other spends.
Is there a limit on Kotak 811 Credit Card rewards?
2 Reward Points per ₹100 online, 1 per ₹100 offline. Valued at ₹0.10 per point (Kotak's rate for recharge/shopping redemptions). 500 bonus points on ₹3,000 spend in 30 days; 3 PVR tickets on ₹75,000 annual spend.
Which credit card is best for Paytm?
HSBC Live+ Credit Card is the best pick for regular spending on Paytm, with 10% back. The Kotak 811 Credit Card ranks #111 of 149 cards we compared, by what each returns after caps.