SBI SimplyCLICK Credit Card on Paytm

Yes. The SBI SimplyCLICK Credit Card gives 1.25% back when you pay on Paytm directly, compared with 0.25% on its other spends.

On Paytm

1.25%

Other spends

0.25%

Rank for Paytm

#15 of 149

Annual fee

₹499 + Taxes

What to know before you pay on Paytm

Cap on Paytm

Max ₹2,500 a month (10,000 points)

How it works

Instamart isn't named as a partner.

Caps & rules

10X (10 points per ₹100) at partners: Apollo 24|7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CLiQ.
5X (5 per ₹100) on other online spends, capped at 10,000 points per month.
1 point per ₹100 offline.
4 points = ₹1.
Cleartrip/Yatra via affiliate links don't get 10X.

Reward limits

5X points on online spends outside partner brands: max 10,000 points (≈₹2,500) per calendar month
10X at partner brands, 1X offline: No published limit

No rewards on

Fuel, rent, wallet loads, government, gaming, education, EMI/Flexipay; utility bills paid on the SBI Card app/website don't get 5X

Checked 2026-09-27 · Bank terms

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Cards that earn more on Paytm

#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month

10%
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#2
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free

5%
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#3
Standard Chartered Ultimate Credit Card
Standard Chartered · Rs. 5,000 + Taxes

3.33%
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Where else the SBI SimplyCLICK Credit Card earns more

Apollo 24|7 2.5% BookMyShow 2.5% Cleartrip 2.5% Myntra 2.5% Swiggy 2.5% Tata CLiQ 2.5% AJIO 1.25% Air India 1.25%

Questions

Does the SBI SimplyCLICK Credit Card give rewards on Paytm?

Yes. The SBI SimplyCLICK Credit Card gives 1.25% back when you pay on Paytm directly, compared with 0.25% on its other spends.

Is there a limit on SBI SimplyCLICK Credit Card rewards?

10X (10 points per ₹100) at partners: Apollo 24|7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CLiQ. 5X (5 per ₹100) on other online spends, capped at 10,000 points per month. 1 point per ₹100 offline. 4 points = ₹1. Cleartrip/Yatra via affiliate links don't get 10X.

Which credit card is best for Paytm?

HSBC Live+ Credit Card is the best pick for regular spending on Paytm, with 10% back. The SBI SimplyCLICK Credit Card ranks #15 of 149 cards we compared, by what each returns after caps.