IndianOil RBL Bank XTRA Credit Card on Petrol (any pump)
No. The IndianOil RBL Bank XTRA Credit Card earns no rewards on Petrol (any pump).
On Petrol (any pump)
0%
Other spends
1%
Rank for Petrol (any pump)
#107 of 149
Annual fee
₹1,500 + Taxes
What to know before you pay on Petrol (any pump)
How it works
IndianOil 7.5% in points (+1% surcharge waiver) at select IOCL stations, up to 2,000 points a month. Telecom recharges (Airtel/Jio) aren't excluded; electricity-type bills are.
Caps & rules
- 15 Fuel Points per ₹100 at select IndianOil stations (7.5%), capped at 2,000 points a month (≈₹13,300 of fuel); plus 1% fuel surcharge waiver (₹500-₹4,000 txns, up to ₹200/month) = 8.5% total.
- 2 points per ₹100 elsewhere.
- 1 Fuel Point = ₹0.50, redeemable for IndianOil XTRA rewards.
- 1,000 bonus points on ₹75,000 per quarter.
Reward limits
- 15 fuel points per ₹100 at IndianOil (7.5%): max 2,000 fuel points (≈₹1,000) per month
- 1% fuel surcharge waiver: max ₹200 per month
- 2 fuel points per ₹100 on other spends: No limit
No rewards on
Utilities (4900), insurance, quasi-cash, rent, education, wallets, government, contracted services, cash, railways
Checked 2026-10-03 · Bank terms
Cards that earn more on Petrol (any pump)
-
#1
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
Apply now -
#2
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
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#3
Standard Chartered Platinum Rewards Card
Standard Chartered · ₹250 + Taxes · No cap
0.83%
Apply now
Where else the IndianOil RBL Bank XTRA Credit Card earns more
Questions
Does the IndianOil RBL Bank XTRA Credit Card give rewards on Petrol (any pump)?
No. The IndianOil RBL Bank XTRA Credit Card earns no rewards on Petrol (any pump).
Is there a limit on IndianOil RBL Bank XTRA Credit Card rewards?
15 Fuel Points per ₹100 at select IndianOil stations (7.5%), capped at 2,000 points a month (≈₹13,300 of fuel); plus 1% fuel surcharge waiver (₹500-₹4,000 txns, up to ₹200/month) = 8.5% total. 2 points per ₹100 elsewhere. 1 Fuel Point = ₹0.50, redeemable for IndianOil XTRA rewards. 1,000 bonus points on ₹75,000 per quarter.
Which credit card is best for Petrol (any pump)?
Kotak Cashback+ Credit Card is the best pick for regular spending on Petrol (any pump), with 3% back. The IndianOil RBL Bank XTRA Credit Card ranks #107 of 149 cards we compared, by what each returns after caps.