Kotak UPI Rupay Credit Card on Petrol (any pump)
No. The Kotak UPI Rupay Credit Card earns no rewards on Petrol (any pump).
On Petrol (any pump)
0%
Other spends
0.3%
Rank for Petrol (any pump)
#84 of 149
Annual fee
Free
What to know before you pay on Petrol (any pump)
How it works
Flat 0.3% everywhere at Kotak's ₹0.10 per point.
Caps & rules
- 3 Reward Points per ₹100 on UPI and card spends.
- 1,000 points = ₹100 (₹0.10 each, min 1,000 to redeem); lower for cash value.
- That works out to 0.3% back.
Reward limits
- 3 points per ₹100 on UPI and card spends: No limit
- Points on utility bills: Only on the first ₹35,000 per statement cycle
No rewards on
Rent, fuel, railway, wallet, EMI, education, balance transfer. From 1 Jun 2025: wallet loads, online skill gaming, insurance, government, rent, education and fuel earn nothing; utility spends earn only up to ₹35,000 per statement cycle
Checked 2026-09-28 · Bank terms
Cards that earn more on Petrol (any pump)
-
#1
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
Apply now -
#2
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
Apply now -
#3
Standard Chartered Platinum Rewards Card
Standard Chartered · ₹250 + Taxes · No cap
0.83%
Apply now
Questions
Does the Kotak UPI Rupay Credit Card give rewards on Petrol (any pump)?
No. The Kotak UPI Rupay Credit Card earns no rewards on Petrol (any pump).
Is there a limit on Kotak UPI Rupay Credit Card rewards?
3 Reward Points per ₹100 on UPI and card spends. 1,000 points = ₹100 (₹0.10 each, min 1,000 to redeem); lower for cash value. That works out to 0.3% back.
Which credit card is best for Petrol (any pump)?
Kotak Cashback+ Credit Card is the best pick for regular spending on Petrol (any pump), with 3% back. The Kotak UPI Rupay Credit Card ranks #84 of 149 cards we compared, by what each returns after caps.