BOBCARD Cashback Credit Card on Reliance Digital
Yes. The BOBCARD Cashback Credit Card gives 5% back when you pay on Reliance Digital directly, compared with 1% on its other spends.
On Reliance Digital
5%
Other spends
1%
Rank for Reliance Digital
#4 of 149
Annual fee
₹499 + Taxes a year, or ₹49 a month
What to know before you pay on Reliance Digital
Cap on Reliance Digital
Max ₹1,875 per statement cycle (₹1,500 on the extra 4%, about ₹37,500 of online spend)
How it works
5% on any domestic online spend (1% plus 4% extra), with the extra 4% capped at ₹1,500 a cycle; 1% after that and on other spends. Needs at least 4 transactions in the cycle. It's a Mastercard, so it can't be used for UPI. Electricity paid online counts as online spend (5%). Grocery apps earn nothing (BOBCARD excludes supermarket MCCs).
Caps & rules
- Domestic e-commerce: 1% plus 4% accelerated cashback, the accelerated part capped at ₹1,500 per statement.
- POS and international: 1%, uncapped.
- Minimum 4 transactions per cycle for the accelerated cashback.
- Cashback credited to the next statement.
Reward limits
- Extra 4% on online spends: max ₹1,500 per statement cycle
No rewards on
Transactions under ₹100, fuel, cash withdrawals, quasi-cash and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Other good cards for Reliance Digital
-
#1
Axis Bank Cashback Credit Card
Axis Bank · 1st Year Fee: ₹1,000* Plus Applicable Taxes · Max ₹4,000 a month
5%
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#2
HDFC Regalia Gold Credit Card
HDFC Bank · ₹2,500 + Taxes · Max ₹2,500 a month
6.25%
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#3
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle
5%
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Where else the BOBCARD Cashback Credit Card earns more
Questions
Does the BOBCARD Cashback Credit Card give rewards on Reliance Digital?
Yes. The BOBCARD Cashback Credit Card gives 5% back when you pay on Reliance Digital directly, compared with 1% on its other spends.
Is there a limit on BOBCARD Cashback Credit Card rewards?
Domestic e-commerce: 1% plus 4% accelerated cashback, the accelerated part capped at ₹1,500 per statement. POS and international: 1%, uncapped. Minimum 4 transactions per cycle for the accelerated cashback. Cashback credited to the next statement.
Which credit card is best for Reliance Digital?
Axis Bank Cashback Credit Card is the best pick for regular spending on Reliance Digital, with 5% back. The BOBCARD Cashback Credit Card ranks #4 of 149 cards we compared, by what each returns after caps.