IndianOil Axis Bank Premium Credit Card on Swiggy Instamart
Yes. The IndianOil Axis Bank Premium Credit Card gives 1.33% back when you pay on Swiggy Instamart directly, compared with 0.67% on its other spends.
On Swiggy Instamart
1.33%
Other spends
0.67%
Rank for Swiggy Instamart
#93 of 148
Annual fee
₹1,000 + Taxes
What to know before you pay on Swiggy Instamart
Cap on Swiggy Instamart
Max ₹67 a month (2X up to ₹5,000 of groceries a month)
How it works
4% at IndianOil (6 EDGE Miles per ₹150) and about 0.67% elsewhere, valuing EDGE Miles at ₹1 on Travel EDGE.
Caps & rules
- 6 EDGE Miles per ₹150 at IndianOil outlets on up to ₹15,000 a month, 2 per ₹150 on groceries and supermarkets on up to ₹5,000, 1 per ₹150 elsewhere.
- EDGE Miles are worth ₹1 on Travel EDGE, or transfer to partners such as IndiGo BluChips at 2:1.
No rewards on
Rent, wallet loads, government payments, tolls (from 28 Aug 2026)
Checked 2026-10-25 · Bank terms
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Where else the IndianOil Axis Bank Premium Credit Card earns more
Questions
Does the IndianOil Axis Bank Premium Credit Card give rewards on Swiggy Instamart?
Yes. The IndianOil Axis Bank Premium Credit Card gives 1.33% back when you pay on Swiggy Instamart directly, compared with 0.67% on its other spends.
Is there a limit on IndianOil Axis Bank Premium Credit Card rewards?
6 EDGE Miles per ₹150 at IndianOil outlets on up to ₹15,000 a month, 2 per ₹150 on groceries and supermarkets on up to ₹5,000, 1 per ₹150 elsewhere. EDGE Miles are worth ₹1 on Travel EDGE, or transfer to partners such as IndiGo BluChips at 2:1.
Which credit card is best for Swiggy Instamart?
Swiggy HDFC Credit Card is the best pick for regular spending on Swiggy Instamart, with 10% back. The IndianOil Axis Bank Premium Credit Card ranks #93 of 148 cards we compared, by what each returns after caps.