PhonePe SBI Card PURPLE

PhonePe SBI Card PURPLE on Swiggy Instamart

Yes. The PhonePe SBI Card PURPLE gives 2% back when you pay on Swiggy Instamart directly, compared with 1% on its other spends.

On Swiggy Instamart

2%

Other spends

1%

Rank for Swiggy Instamart

#33 of 149

Annual fee

₹499 + Taxes

What to know before you pay on Swiggy Instamart

Cap on Swiggy Instamart

Max ₹750 a month (750 points on online spends)

How it works

3% on PhonePe bills, recharges and travel, 2% on other online spends, 1% elsewhere, with points worth ₹1. Caps cut from 1 July 2026.

Caps & rules

  • 3 reward points per ₹100 on PhonePe spends (capped at 1,000 a month, insurance 250), 2 per ₹100 on other online spends (capped at 750 a month), 1 per ₹100 elsewhere.
  • 1 point = ₹1.
  • ₹499 fee waived at ₹1 Lakh.

Reward limits

  • 3% on PhonePe spends: max 1,000 points per month
  • 2% on other online spends: max 750 points per month

No rewards on

Fuel, rent, wallet loads; from 1 Jul 2026 tolls, jewellery, education and non-PhonePe utilities

Checked 2026-10-11 · Bank terms

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Where else the PhonePe SBI Card PURPLE earns more

PhonePe 3% AJIO 2% Amazon 2% Apollo 24|7 2% BigBasket 2% Blinkit 2% BookMyShow 2% Cleartrip 2%

Questions

Does the PhonePe SBI Card PURPLE give rewards on Swiggy Instamart?

Yes. The PhonePe SBI Card PURPLE gives 2% back when you pay on Swiggy Instamart directly, compared with 1% on its other spends.

Is there a limit on PhonePe SBI Card PURPLE rewards?

3 reward points per ₹100 on PhonePe spends (capped at 1,000 a month, insurance 250), 2 per ₹100 on other online spends (capped at 750 a month), 1 per ₹100 elsewhere. 1 point = ₹1. ₹499 fee waived at ₹1 Lakh.

Which credit card is best for Swiggy Instamart?

Swiggy HDFC Credit Card gives the most on Swiggy Instamart, 10% back. The PhonePe SBI Card PURPLE ranks #33 of 149 cards we compared.

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