BOBCARD Cashback Credit Card on Swiggy
Yes. The BOBCARD Cashback Credit Card gives 5% back when you pay on Swiggy directly, compared with 1% on its other spends.
On Swiggy
5%
Other spends
1%
Rank for Swiggy
#5 of 149
Annual fee
₹499 + Taxes a year, or ₹49 a month
What to know before you pay on Swiggy
Cap on Swiggy
Max ₹1,875 per statement cycle (₹1,500 on the extra 4%, about ₹37,500 of online spend)
How it works
5% on any domestic online spend (1% plus 4% extra), with the extra 4% capped at ₹1,500 a cycle; 1% after that and on other spends. Needs at least 4 transactions in the cycle. It's a Mastercard, so it can't be used for UPI. Electricity paid online counts as online spend (5%). Grocery apps earn nothing (BOBCARD excludes supermarket MCCs).
Caps & rules
- Domestic e-commerce: 1% plus 4% accelerated cashback, the accelerated part capped at ₹1,500 per statement.
- POS and international: 1%, uncapped.
- Minimum 4 transactions per cycle for the accelerated cashback.
- Cashback credited to the next statement.
Reward limits
- Extra 4% on online spends: max ₹1,500 per statement cycle
No rewards on
Transactions under ₹100, fuel, cash withdrawals, quasi-cash and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Cards that earn more on Swiggy
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
Axis Bank Cashback Credit Card
Axis Bank · 1st Year Fee: ₹1,000* Plus Applicable Taxes · Max ₹4,000 a month
5%
Apply now
Where else the BOBCARD Cashback Credit Card earns more
Questions
Does the BOBCARD Cashback Credit Card give rewards on Swiggy?
Yes. The BOBCARD Cashback Credit Card gives 5% back when you pay on Swiggy directly, compared with 1% on its other spends.
Is there a limit on BOBCARD Cashback Credit Card rewards?
Domestic e-commerce: 1% plus 4% accelerated cashback, the accelerated part capped at ₹1,500 per statement. POS and international: 1%, uncapped. Minimum 4 transactions per cycle for the accelerated cashback. Cashback credited to the next statement.
Which credit card is best for Swiggy?
Swiggy HDFC Credit Card is the best pick for regular spending on Swiggy, with 10% back. The BOBCARD Cashback Credit Card ranks #5 of 149 cards we compared, by what each returns after caps.