HDFC Freedom Credit Card on Swiggy
Yes. The HDFC Freedom Credit Card gives 0.75% back when you pay on Swiggy directly, compared with 0.07% on its other spends.
On Swiggy
0.75%
Other spends
0.07%
Rank for Swiggy
#106 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Swiggy
Cap on Swiggy
Max ₹375 a month (2,500 CashPoints)
How it works
10X CashPoints on BigBasket, BookMyShow, OYO, Swiggy and Uber is still under 1% because a CashPoint is worth ₹0.15. Rates use the per ₹200 earn reported from 15 May 2026.
Caps & rules
- 1 CashPoint per ₹200 on most spends (reported from 15 May 2026; per ₹150 before).
- 10X CashPoints on BigBasket, BookMyShow, OYO, Swiggy and Uber (non-EMI), capped at 2,500 CashPoints a calendar month.
- Max 15,000 CashPoints per statement cycle.
- 1 CashPoint = ₹0.15 as cashback.
Reward limits
- 10X on BigBasket, BookMyShow, OYO, Swiggy and Uber: max 2,500 CashPoints per calendar month
- All CashPoints on the card: max 15,000 CashPoints per statement cycle
No rewards on
Fuel, EMI, rent, government payments, wallet loads and voucher purchases
Checked 2026-10-11 · Bank terms
Cards that earn more on Swiggy
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
HSBC RuPay Cashback Credit Card
HSBC Bank · 1st Year Fee: ₹499* Plus Applicable Taxes · Max ₹400 a month
10%
Apply now
Where else the HDFC Freedom Credit Card earns more
Questions
Does the HDFC Freedom Credit Card give rewards on Swiggy?
Yes. The HDFC Freedom Credit Card gives 0.75% back when you pay on Swiggy directly, compared with 0.07% on its other spends.
Is there a limit on HDFC Freedom Credit Card rewards?
1 CashPoint per ₹200 on most spends (reported from 15 May 2026; per ₹150 before). 10X CashPoints on BigBasket, BookMyShow, OYO, Swiggy and Uber (non-EMI), capped at 2,500 CashPoints a calendar month. Max 15,000 CashPoints per statement cycle. 1 CashPoint = ₹0.15 as cashback.
Which credit card is best for Swiggy?
Swiggy HDFC Credit Card gives the most on Swiggy, 10% back. The HDFC Freedom Credit Card ranks #106 of 149 cards we compared.