HDFC MoneyBack+ Credit Card on Swiggy
Yes. The HDFC MoneyBack+ Credit Card gives 2.5% back when you pay on Swiggy directly, compared with 0.25% on its other spends.
On Swiggy
2.5%
Other spends
0.25%
Rank for Swiggy
#32 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Swiggy
Cap on Swiggy
Max ₹625 a month (2,500 CashPoints)
How it works
10X = 20 CashPoints per ₹200 at ₹0.25 each = 2.5%. Reliance Smart SuperStore (Reliance Fresh/Smart stores) also gets 10X, but JioMart is not listed. Base 2 per ₹200 = 0.25%.
Caps & rules
- 10X (20 CashPoints per ₹200) on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore and Swiggy, capped at 2,500 CashPoints per month (about ₹25,000 of spend).
- Max 15,000 points per statement cycle.
- 1 CashPoint = up to ₹0.25 against the statement.
Reward limits
- 10X CashPoints (2.5%) on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore and Swiggy: max 2,500 CashPoints (≈₹625) per calendar month
- All CashPoints on the card: max 15,000 CashPoints per statement cycle
No rewards on
Fuel, rent, government, wallet/gift card loads, EMI, third-party education payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Swiggy
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
HSBC RuPay Cashback Credit Card
HSBC Bank · 1st Year Fee: ₹499* Plus Applicable Taxes · Max ₹400 a month
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Where else the HDFC MoneyBack+ Credit Card earns more
Questions
Does the HDFC MoneyBack+ Credit Card give rewards on Swiggy?
Yes. The HDFC MoneyBack+ Credit Card gives 2.5% back when you pay on Swiggy directly, compared with 0.25% on its other spends.
Is there a limit on HDFC MoneyBack+ Credit Card rewards?
10X (20 CashPoints per ₹200) on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore and Swiggy, capped at 2,500 CashPoints per month (about ₹25,000 of spend). Max 15,000 points per statement cycle. 1 CashPoint = up to ₹0.25 against the statement.
Which credit card is best for Swiggy?
Swiggy HDFC Credit Card gives the most on Swiggy, 10% back. The HDFC MoneyBack+ Credit Card ranks #32 of 149 cards we compared.