IDFC FIRST Classic Credit Card on Swiggy
Yes. The IDFC FIRST Classic Credit Card gives 1.25% back when you pay on Swiggy directly, compared with 0.38% on its other spends.
On Swiggy
1.25%
Other spends
0.38%
Rank for Swiggy
#61 of 149
Annual fee
Free
What to know before you pay on Swiggy
How it works
10X (1.25%) on dining, travel and international spends and on your birthday; 3X (0.375%) on most spends; 1X on utilities, insurance and railways. Swiggy and Zomato get 10X if coded as dining.
Caps & rules
- 1X = 1 reward point per ₹200; 1 point = ₹0.25.
- 10X on dining, travel, international and birthday spends; 3X on other eligible spends and UPI; 1X on some categories.
- Points earned only on spends up to your credit limit each cycle; valid 24 months.
- 20% bonus points on hotels and 10% on flights booked in the IDFC FIRST app.
- ₹99 + GST per redemption.
- Lifetime free.
Reward limits
- Reward points on all spends: Up to your credit limit per billing cycle
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
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Where else the IDFC FIRST Classic Credit Card earns more
Questions
Does the IDFC FIRST Classic Credit Card give rewards on Swiggy?
Yes. The IDFC FIRST Classic Credit Card gives 1.25% back when you pay on Swiggy directly, compared with 0.38% on its other spends.
Is there a limit on IDFC FIRST Classic Credit Card rewards?
1X = 1 reward point per ₹200; 1 point = ₹0.25. 10X on dining, travel, international and birthday spends; 3X on other eligible spends and UPI; 1X on some categories. Points earned only on spends up to your credit limit each cycle; valid 24 months. 20% bonus points on hotels and 10% on flights booked in the IDFC FIRST app. ₹99 + GST per redemption. Lifetime free.
Which credit card is best for Swiggy?
Swiggy HDFC Credit Card gives the most on Swiggy, 10% back. The IDFC FIRST Classic Credit Card ranks #61 of 149 cards we compared.