IDFC FIRST Millennia Credit Card on Swiggy
Yes. The IDFC FIRST Millennia Credit Card gives 1.25% back when you pay on Swiggy directly, compared with 0.38% on its other spends.
On Swiggy
1.25%
Other spends
0.38%
Rank for Swiggy
#60 of 149
Annual fee
Free
What to know before you pay on Swiggy
How it works
Swiggy/Zomato get 10X only if coded as dining; travel sites and airlines count as travel.
Caps & rules
- 1 point per ₹200 = 1X, 1 point = ₹0.25.
- 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%).
- Lifetime free.
- Points valid 24 months.
Reward limits
- 10X points on dining, travel, international and birthday spends; 3X elsewhere: Points only on spends up to your credit limit per billing cycle
- 1X points on utilities, insurance, railways and FASTag: No limit
No rewards on
Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.
Checked 2026-10-03 · Bank terms
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Where else the IDFC FIRST Millennia Credit Card earns more
Questions
Does the IDFC FIRST Millennia Credit Card give rewards on Swiggy?
Yes. The IDFC FIRST Millennia Credit Card gives 1.25% back when you pay on Swiggy directly, compared with 0.38% on its other spends.
Is there a limit on IDFC FIRST Millennia Credit Card rewards?
1 point per ₹200 = 1X, 1 point = ₹0.25. 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%). Lifetime free. Points valid 24 months.
Which credit card is best for Swiggy?
Swiggy HDFC Credit Card gives the most on Swiggy, 10% back. The IDFC FIRST Millennia Credit Card ranks #60 of 149 cards we compared.