IDFC FIRST Select Credit Card on Swiggy
Yes. The IDFC FIRST Select Credit Card gives 1.25% back when you pay on Swiggy directly, compared with 0.38% on its other spends.
On Swiggy
1.25%
Other spends
0.38%
Rank for Swiggy
#58 of 149
Annual fee
Free
What to know before you pay on Swiggy
How it works
Same as Millennia.
Caps & rules
- 1 point per ₹200 = 1X, 1 point = ₹0.25.
- 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%).
- Same reward structure as Millennia.
Reward limits
- 10X points on dining, travel, international and birthday spends; 3X elsewhere: Points only on spends up to your credit limit per billing cycle
- 1X points on utilities, insurance, railways and FASTag: No limit
No rewards on
Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.
Checked 2026-10-03 · Bank terms
Cards that earn more on Swiggy
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
HSBC RuPay Cashback Credit Card
HSBC Bank · 1st Year Fee: ₹499* Plus Applicable Taxes · Max ₹400 a month
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Where else the IDFC FIRST Select Credit Card earns more
Questions
Does the IDFC FIRST Select Credit Card give rewards on Swiggy?
Yes. The IDFC FIRST Select Credit Card gives 1.25% back when you pay on Swiggy directly, compared with 0.38% on its other spends.
Is there a limit on IDFC FIRST Select Credit Card rewards?
1 point per ₹200 = 1X, 1 point = ₹0.25. 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%). Same reward structure as Millennia.
Which credit card is best for Swiggy?
Swiggy HDFC Credit Card gives the most on Swiggy, 10% back. The IDFC FIRST Select Credit Card ranks #58 of 149 cards we compared.