PhonePe SBI Card PURPLE on Tata CLiQ
Yes. The PhonePe SBI Card PURPLE gives 2% back when you pay on Tata CLiQ directly, compared with 1% on its other spends.
On Tata CLiQ
2%
Other spends
1%
Rank for Tata CLiQ
#27 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Tata CLiQ
Cap on Tata CLiQ
Max ₹750 a month (750 points on online spends)
How it works
3% on PhonePe bills, recharges and travel, 2% on other online spends, 1% elsewhere, with points worth ₹1. Caps cut from 1 July 2026.
Caps & rules
- 3 reward points per ₹100 on PhonePe spends (capped at 1,000 a month, insurance 250), 2 per ₹100 on other online spends (capped at 750 a month), 1 per ₹100 elsewhere.
- 1 point = ₹1.
- ₹499 fee waived at ₹1 Lakh.
Reward limits
- 3% on PhonePe spends: max 1,000 points per month
- 2% on other online spends: max 750 points per month
No rewards on
Fuel, rent, wallet loads; from 1 Jul 2026 tolls, jewellery, education and non-PhonePe utilities
Checked 2026-10-11 · Bank terms
Cards that earn more on Tata CLiQ
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
Jupiter Edge+ RuPay Credit Card
CSB Bank · ₹499 + Taxes · Max ₹600 per statement cycle
10%
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#3
6.67%
Apply now
Where else the PhonePe SBI Card PURPLE earns more
Questions
Does the PhonePe SBI Card PURPLE give rewards on Tata CLiQ?
Yes. The PhonePe SBI Card PURPLE gives 2% back when you pay on Tata CLiQ directly, compared with 1% on its other spends.
Is there a limit on PhonePe SBI Card PURPLE rewards?
3 reward points per ₹100 on PhonePe spends (capped at 1,000 a month, insurance 250), 2 per ₹100 on other online spends (capped at 750 a month), 1 per ₹100 elsewhere. 1 point = ₹1. ₹499 fee waived at ₹1 Lakh.
Which credit card is best for Tata CLiQ?
HSBC Live+ Credit Card gives the most on Tata CLiQ, 10% back. The PhonePe SBI Card PURPLE ranks #27 of 149 cards we compared.