Jupiter Edge+ RuPay Credit Card
Fees
₹499 + Taxes
Joining & AnnualReward Rate
10% cashback on online shopping (up to ₹2,000/month, ₹600/merchant cap); 5% on online travel; 1% on other online & offline spends
Welcome Bonus
Welcome gift benefit on card activation & setup
Lounge Access
1 Domestic/Qtr (₹90K Spend)
FindMyCard Expert Take
The Jupiter Edge+ RuPay Credit Card from CSB Bank offers 5% Cashback on 3 Chosen Apps & RuPay UPI with an annual fee of ₹499 + Taxes.
Pros & Cons
Key Advantages
- 10% cashback on online shopping across Amazon, Flipkart, Myntra, Ajio & Nykaa
- 5% cashback on online travel bookings
- 1 domestic lounge visit/quarter on ₹90,000 prior-quarter spend
- Fee waiver threshold (Annual fee waived on ₹1 Lakh annual retail spends)
Limitations
- Jewels redemption rate was cut from ₹2,000/10,000 to ₹1,400/10,000 in June 2026
- Online shopping cashback is capped at ₹2,000/month, ₹600 per merchant
- Only available via the Jupiter app for signup
Editorial Verdict
The Jupiter Edge+ RuPay Credit Card is ideally suited for 5% cashback on 3 chosen apps & rupay upi. If you want 10% cashback on online shopping (up to ₹2,000/month, ₹600/merchant cap); 5% on online travel; 1% on other online & offline spends, this card delivers real value. The ₹499 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (730+) credit to be approved.
Key Perks & Spending Milestones
Accelerated reward earn rate on cashback purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
🚀 Milestone Spends Timeline
Annual fee waived on ₹1 Lakh annual retail spends
Fees & Charging Rates
Annual Fee Waivers
₹499 + Taxes
💡 Annual fee waived on ₹1 Lakh annual retail spends
Regular Interest Charges
3.5% per month (42% per annum)
📅 Late Payment Fee Penalty Tiers
| Outstanding Balance Amount | Late Payment Fee Penalty |
|---|---|
| up to 500 | Nil |
| 501 to 1000 | ₹500 |
| 1001 to 5000 | ₹600 |
| 5001 to 10000 | ₹750 |
| 10001 to 25000 | ₹900 |
| 25001 to 50000 | ₹1,100 |
| above 50000 | ₹1,300 |
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Compare Jupiter Edge+ RuPay Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Jupiter Edge+ RuPay Credit Card This Card | ₹499 + Taxes | 10% cashback on online shopping (up to ₹2,000/month, ₹600/merchant... | 1 Domestic/Qtr (₹90K Spend) | 4.5/5 |
| Cashback SBI Credit Card | ₹999 + Taxes | 5% cashback on online spends; 1% cashback on offline spends | No Lounge Access | 4.7/5 |
| KIWI UPI RuPay Credit Card | Free | Up to 5% cashback on UPI spends via Kiwi Neon program (1.5% base... | Domestic (Neon Spend Milestones) | 4.7/5 |
| Axis Bank ACE Credit Card | ₹499 + Taxes | 5% cashback on Google Pay utilities; 4% on Swiggy, Zomato & Ola;... | 4 Domestic/yr | 4.6/5 |