Slice Credit Card
Fees
Free
Joining & annual
1st year freeReward Rate
2% flat cashback on all spends including UPI
Welcome Bonus
Welcome gift benefit on card activation & setup
Lounge
No Lounge Access
Our Expert Take
The Slice Credit Card from Slice / NESFB offers Instant Cashback & Flexible Repayments with an annual fee of Lifetime Free (₹0).
Pros & Cons
Key Advantages
- 2% flat cashback on all spends, including UPI transactions
- "Slice in 3" splits eligible spends of ₹2,000+ into 3 interest-free EMIs
- Instant digital approval and onboarding in many cases
- Fee waiver threshold (Lifetime free credit card)
Limitations
- No airport lounge access
- Credit limits start low (₹2,000) and scale with repayment behavior
- Flat 2% rate has no accelerated categories for higher earners
Key Perks & Spending Milestones
Accelerated reward earn rate on cashback purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
Spend milestone
Lifetime free credit card
Fees & Charges
Joining fee
Free
Annual fee
Free 1st year free
Lifetime free credit card
Interest rate
3.5% per month (42% per annum)
Late payment fee
- Up to ₹500
- Nil
- ₹501 to ₹1,000
- ₹500
- ₹1,001 to ₹5,000
- ₹600
- ₹5,001 to ₹10,000
- ₹750
- ₹10,001 to ₹25,000
- ₹900
- ₹25,001 to ₹50,000
- ₹1,100
- Above ₹50,000
- ₹1,300
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Compare Slice Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Slice Credit Card This Card | Free | 2% flat cashback on all spends including UPI | No Lounge Access | 4.4/5 |
| Cashback SBI Credit Card | ₹999 + Taxes | 5% cashback on online spends, capped ₹2,000/statement cycle; 1%... | No Lounge Access | 4.7/5 |
| KIWI UPI RuPay Credit Card | Free | Up to 5% cashback on UPI spends via Kiwi Neon program (1.5% base... | Domestic (Neon Spend Milestones) | 4.7/5 |
| Axis Bank ACE Credit Card | ₹499 + Taxes | 5% cashback on Google Pay utilities; 4% on Swiggy, Zomato & Ola;... | 4 Domestic/yr | 4.6/5 |