Slice Credit Card
Fees
Free
Joining & Annual 1st Year FreeReward Rate
2% flat cashback on all spends including UPI
Welcome Bonus
Welcome gift benefit on card activation & setup
Lounge Access
No Lounge Access
FindMyCard Expert Take
The Slice Credit Card from Slice / NESFB offers Instant Cashback & Flexible Repayments with an annual fee of Lifetime Free (₹0).
Pros & Cons
Key Advantages
- 2% flat cashback on all spends, including UPI transactions
- "Slice in 3" splits eligible spends of ₹2,000+ into 3 interest-free EMIs
- Instant digital approval and onboarding in many cases
- Fee waiver threshold (Lifetime free credit card)
Limitations
- No airport lounge access
- Credit limits start low (₹2,000) and scale with repayment behavior
- Flat 2% rate has no accelerated categories for higher earners
Editorial Verdict
The Slice Credit Card is ideally suited for instant cashback & flexible repayments. If you want 2% flat cashback on all spends including upi, this card delivers real value. The free is easily offset by the card's perks if you use it regularly. You'll generally need Good (730+) credit to be approved.
Key Perks & Spending Milestones
Accelerated reward earn rate on cashback purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
🚀 Milestone Spends Timeline
Lifetime free credit card
Fees & Charging Rates
Annual Fee Waivers
Free
💡 Lifetime free credit card
Regular Interest Charges
3.5% per month (42% per annum)
📅 Late Payment Fee Penalty Tiers
| Outstanding Balance Amount | Late Payment Fee Penalty |
|---|---|
| up to 500 | Nil |
| 501 to 1000 | ₹500 |
| 1001 to 5000 | ₹600 |
| 5001 to 10000 | ₹750 |
| 10001 to 25000 | ₹900 |
| 25001 to 50000 | ₹1,100 |
| above 50000 | ₹1,300 |
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Compare Slice Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Slice Credit Card This Card | Free | 2% flat cashback on all spends including UPI | No Lounge Access | 4.4/5 |
| Cashback SBI Credit Card | ₹999 + Taxes | 5% cashback on online spends; 1% cashback on offline spends | No Lounge Access | 4.7/5 |
| KIWI UPI RuPay Credit Card | Free | Up to 5% cashback on UPI spends via Kiwi Neon program (1.5% base... | Domestic (Neon Spend Milestones) | 4.7/5 |
| Axis Bank ACE Credit Card | ₹499 + Taxes | 5% cashback on Google Pay utilities; 4% on Swiggy, Zomato & Ola;... | 4 Domestic/yr | 4.6/5 |