Axis Bank ATLAS Credit Card vs HSBC TravelOne Credit Card
Which card gives you higher value? Compare annual fees, reward rates, lounge access, and milestone perks side-by-side.
Axis Bank
★ 4.8 / 5.0
Axis Bank ATLAS Credit Card
Frequent Travelers & Airline/Hotel Miles Transfers
HSBC Bank
★ 4.7 / 5.0
HSBC TravelOne Credit Card
Instant Airline & Hotel Loyalty Transfers Globally
Side-by-Side Feature Breakdown
Open Interactive Matrix →User Rating
★ 4.8 / 5.0
★ 4.7 / 5.0
Annual Fee
₹5,000 + Taxes
₹5,000 + Taxes
Fee Waiver Condition
Annual renewal fee offset by 2,500 to 10,000 EDGE Miles based on tier
Annual fee waived on ₹6 Lakh annual retail spends
Reward Rate
5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends
4 reward points per ₹150 on foreign currency & travel; 2 points per ₹150 on local spend
Finance APR
3.6% per month (43.2% per annum)
3.3% per month (39.6% per annum)
Welcome Offer
5,000 EDGE Miles upon completing 1st transaction within 30 days
20,000 bonus reward points on payment of joining fee
Top Perks
- • 5 EDGE Miles per ₹100 spent on travel bookings (Airlines, Hotels, Travel portals)
- • 2 EDGE Miles per ₹100 spent on all other retail transactions
- • 1:2 transfer ratio for miles (1 EDGE Mile = 2 Partner Miles / Points)
- • 8 complimentary domestic lounge visits/year + 4 international lounge visits/year (Silver tier)
- • 4 reward points per ₹150 spent on foreign currency, flight, and hotel transactions
- • 2 reward points per ₹150 spent on all other domestic retail purchases
- • Instant transfer of reward points to 16+ airline and hotel partner programs
- • 4 complimentary domestic airport lounge access visits per year
Best Suited For
Frequent Travelers & Airline/Hotel Miles Transfers
Instant Airline & Hotel Loyalty Transfers Globally