HDFC Infinia Credit Card Metal Edition vs HSBC TravelOne Credit Card
Which card gives you higher value? Compare annual fees, reward rates, lounge access, and milestone perks side-by-side.
HDFC Bank
★ 4.9 / 5.0
HDFC Infinia Credit Card Metal Edition
High-Net-Worth Individuals & Frequent Luxury Travelers
HSBC Bank
★ 4.7 / 5.0
HSBC TravelOne Credit Card
Instant Airline & Hotel Loyalty Transfers Globally
Side-by-Side Feature Breakdown
Open Interactive Matrix →User Rating
★ 4.9 / 5.0
★ 4.7 / 5.0
Annual Fee
₹12,500 + Taxes
₹5,000 + Taxes
Fee Waiver Condition
Annual fee waived on ₹10 Lakh annual retail spends
Annual fee waived on ₹6 Lakh annual retail spends
Reward Rate
5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings
4 reward points per ₹150 on foreign currency & travel; 2 points per ₹150 on local spend
Finance APR
1.99% per month (23.88% per annum)
3.3% per month (39.6% per annum)
Welcome Offer
12,500 Reward Points upon fee payment and card activation
20,000 bonus reward points on payment of joining fee
Top Perks
- • 5 reward points per ₹150 spent on all retail transactions
- • Up to 10X reward points on travel and shopping bookings via HDFC SmartBuy
- • Unlimited complimentary domestic and international airport lounge access via Priority Pass for primary & add-on members
- • Complimentary 1-year Club Marriott membership giving up to 20% off on dining & stays across Asia-Pacific
- • 4 reward points per ₹150 spent on foreign currency, flight, and hotel transactions
- • 2 reward points per ₹150 spent on all other domestic retail purchases
- • Instant transfer of reward points to 16+ airline and hotel partner programs
- • 4 complimentary domestic airport lounge access visits per year
Best Suited For
High-Net-Worth Individuals & Frequent Luxury Travelers
Instant Airline & Hotel Loyalty Transfers Globally